How the Motability Scheme works

Use your qualifying mobility allowance to lease a brand-new vehicle. We’ll cover your insurance and servicing, and support you with charging. Simply check you’re eligible, find what suits you and book a test drive. Then apply when you’re ready.

Can I join the Scheme?

Yes, as long as you receive a qualifying mobility allowance with at least 12 months left. You can check right now. Just answer a few questions.

Which type of vehicle suits me best?

Different vehicles suit different people, so we’ll help you decide between our vehicle types and any adaptations. We’ll help you make sure you’re making the right choice for you.

How do I pay?

We’ll receive your payments straight from your allowance provider, to make paying simple. So you know, you might need to top this up with an Advance Payment.

How do I apply and order?

You can start applying online if it’s a car or a WAVWheelchair Accessible Vehicle. Once you’ve had a test drive and you’ve found a vehicle you like, visit a Motability Scheme dealer and they’ll order it for you.

How do I get my vehicle?

You’ll pick it up from your local dealer, if it’s a car. If it’s a different vehicle, they’ll deliver it to your home. Once you’re happy with it, you can start enjoying your vehicle.

How many miles am I allowed to drive?

For orders placed before 1 July 2026, you can drive up to 60,000 miles over a three-year lease and 100,000 miles over a five-year lease. Orders placed on or after 1 July 2026 can drive 30,000 over three years or 50,000 over five years for WAVWheelchair Accessible Vehicles. If you get your allowance from Social Security Scotland, this change will not affect you from 1 July 2026. We'll be in touch when we've confirmed a date with the Scottish Government.

Great value for money

We cover the insurance, servicing, MOTs and repairs, plus we’ll give you breakdown cover. It’s all included in your lease. We can even adapt the car if you need to.

What’s included?

Insurance cover

Insurance cover

We’ll arrange this for you. You can add up to three drivers and can change these at any time.

Servicing and MOTs

Servicing and MOTs

We’ll cover your regular services and routine repairs, to keep your vehicle running perfectly.

Breakdown cover

Breakdown cover

We’ll give you breakdown cover so you can travel with peace of mind. If you get a car or a WAVWheelchair Accessible Vehicle, you’ll get RAC cover.

Support with your EV

Support with your EV

We’ll arrange and cover the cost of a home chargepoint and a standard installation, or give you access to the bp pulse network of over 9,000 public chargepoints. This depends on a few things.